About Us

KAL Capital Partners is an independent wealth advisory business. We are an appointed representative of Vision Independent Financial Planning. This connectivity means we can offer the tailored service of a boutique whilst leveraging significant resources and partnerships of a Network.

Independent Financial Advice – IFA

Providing independent, clear and unbiased advice is at the heart of what we do. Our focus is on helping clients identify what’s best for their individual needs and circumstances. We do this by providing clients with choice and access to a very wide range of financial solutions.

We work with private clients who are serious about financial success, business owners and corporates who are looking to grow or protect what they have created,  and charities seeking a safe pair of hands to manage their limited resources.

Financial success can be measured in different ways but what’s important is that we help our clients achieve their specific financial goals and those for their future generations.

KAL Capital Partners was set up by our CEO, Himanshu Lukha to provide bespoke, tailor made financial solutions to those serious about financial success. Prior to setting up the business, Himanshu had spent more than 20 years working in senior positions at leading City institutions including Citi, Credit Suisse, Fidelity, Schroders and Legal & General Investment Management. Previously a fund manager, Himanshu used to manage assets for global corporate institutions, central banks and sovereign wealth funds. He had also helped a number of the UK’s FTSE 100 and FTSE 250 companies design and implement de-risking strategies for their employee pension schemes.



I am very pleased to have been employing Mr Lukha as my financial advisor.

I have to admit that I have found it very difficult to understand the complex interrelationships between many different financial services that can have a big influence on ones future security and prosperity.

Mr Lukha’s detailed knowledge of financial services, investment portfolios, pensions, insurance industry and taxation system has been a revelation to me. Together with the skill, ability and speed with which he is able to understand the legal and financial implications of mixing and matching this very complex subject, together with the research that he has carried out on my behalf, he has been extremely helpful to me. He has also been able explain to me how it all fits together in ways that I would never have been able to work out for myself.

I am most grateful for the good advice and the actions that he has taken on my behalf to protect my longer term financial interests and security.

I should be pleased to recommend him to anyone who is interested in receiving some impartial well informed advice about how to make the most of their financial portfolio of interests and to helping them forward in the future.

Mark O. MathewsReve Pavilion Natural Health Clinic

I have known Himanshu of KAL Capital Partners for over 15 years and he was previously a close work colleague of mine. He has a passion for providing personal financial advice to help people secure their financial futures.

Having seen his high levels of honesty, integrity and attention to detail first hand, I would have no hesitation in recommending Himanshu as someone to speak to in order to get best advice and guidance for financial affairs.

James NewberryLondon

I worked with Himanshu for a number of years and we have remained in contact since. Himanshu works with a smile and humility and this engenders him to his clients and colleagues. His integrity and focus on his clients’ needs are the pillars of his success. I would not hesitate to recommend Himanshu to my network of friends.

Craig BrownDirector, London

Having dealt with many financial advisers during a 30 year career in estate agency I would have no hesitation in recommending Himanshu to any of my high net worth clients. Himanshu brings a wealth of experience to my clients and he has the advantage of being able to give them a totally independent view on many areas of the financial markets including mortgages, IHT and future financial investment planning.

Ken MeadKM Consulting, Surrey

I have known Himanshu for several years, as both a colleague and advisor and his industry knowledge, work ethics and client service, enable him to operate at a very high level.
I would recommend him as a valued financial advisor.

Jon NashWinchester, Hampshire