Dentists

There are many strands to the field of dentistry and medicine and you may be a generalist or a specialist in one of the many fields in your profession. We have an extensive network of contacts across the dental and medical community and receive referrals from dental accountants, dental lawyers, dentists and medics who introduce their respective clients, friends and colleagues in the dental and medical community. We receive referrals to dental principals, partners and associates.

We understand your journey from newly qualified dentist to Associate, and for some, to practice owner. We also understand that ultimately it will be your retirement savings that will allow you to continue the lifestyle you will have grown accustomed to in your profession.

Whether you are embarking on your dental career wishing to start off on the right foot, an Associate looking at options to buy into an existing practice, setting up a new practice or happy in your current position, or indeed the proud owner of a new or established dental practice, we can help you maximise your income potential and to become more financially successful.

KAL Capital Partners are 100% independent and can help you to evaluate all your financial options and provide guidance on your ultimate decision making.

Dental Practice Owner

As a principal owner or partner of a dental practice, we understand that you have a lot of responsibility and not necessarily a lot of time. We help dental practice owners through a number of areas of financial planning including:

  • Retirement planning for you and your staff, including Auto Enrolment and the NHS pension scheme
  • Practice insurance including locum insurance
  • Shareholder protection, partnership protection and cross option agreements
  • Tax efficient profit extraction strategies
  • Tax efficient wealth management
  • Commercial property and SIPPS
  • Alternative wealth accumulation strategies
  • Discretionary wealth management
  • Inheritance tax planning
  • Commercial loans and mortgages

Associates & newly qualified dentists

We understand that you may have multiple sources of income and we work with your accountant to ensure you are utilising your tax allowances efficiently. We help associates in a wide area of financial planning needs including:

  • Retirement planning, including the NHS pension scheme
  • Protection – life, critical illness and income protection
  • Tax efficient profit extraction strategies
  • Tax efficient wealth management
  • Alternative wealth accumulation strategies
  • Discretionary wealth management
  • Inheritance tax planning
  • Mortgages and commercial loans for buying practices