Protection – Private Clients

How much is enough?

We spend our lives working hard and trying to get ahead. Rarely do we stop, take stock, and consider how soon we can stop doing what we do and start doing what we actually want to do. Rarely do we meet people who have asked and assessed ‘how much is enough?’. If something did happen to you or your spouse, if they fall ill or die, would your family be able to maintain the lifestyle you wish for them?

Life Insurance

Life is full of uncertainties and while we don’t really want to contemplate it, unfortunately some of these uncertainties can harm or even ruin your estate financially.

KAL Capital Partners offers a protection advisory service to help clients protect their family and their home. This service includes protecting in case of critical illness, protecting your income and protecting your life. We are able to assess suitable protection and make recommendations in isolation or as part of a wider financial planning strategy incorporating Inheritance Tax planning.

Our tailored protection service can prove to be invaluable in providing peace of mind for you and your loved ones. As an independent adviser, we look at the whole market and often clients are surprised at how cost effective the solution can be.

Areas of Advice

We offer advice on an extensive range of insurance cover, including protection for:

  • Life cover
  • Critical illness
  • Income protection
  • Accident, sickness & unemployment
  • Private medical insurance
  • Inheritance tax liabilities